In previous versions of Valutico, we used to pre-populate the Probability of detection (PoD) and loss-given default (LGD) with industry-specific averages, but that introduced quite a bit of variability into the adjusted present value (APV) results.
We have since reverted to keeping the APV factors at 0% and leaving it up to the user to decide what number they feel fits their Valuation best.
You will be able to change the same by navigating to "Change Parameters" in the Valuations Tab.
