In previous versions of Valutico, we used to pre-populate the Probability of detection (PoD) and loss-given default (LGD) with industry-specific averages, but that introduced quite a bit of variability into the adjusted present value (APV) results.
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We have since reverted to keeping the APV factors at 0% and leaving it up to the user to decide what number they feel fits their Valuation best.
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You will be able to change the same by navigating to "Change Parameters" in the Valuations Tab.